Alert Microfinance bank is a leading financial service provider with the core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.
We are recruiting to fill the position below:
Job Title: Credit Risk Officer
Location: Lagos Island, Lagos
Employment Type: Full-time
Job Description
- Carry out a risk assessment of all loan applications and recommend approval as applicable.
- Improve and embed a risk management culture within the Bank.
- Performs first level review and evaluation on all retail requests to ensure all recommendations are made in line with the Bank’s risk acceptance criteria for a specific retail loan product
- Confirms that all retail credit requests presented by the business offices through the bank’s workflow platforms have all required data completed and supporting documents are attached for scrutiny for informed lending decision making.
- Conducts internal credit checks is done within the bank for any retail credit presented, while further providing due interpretation for the credit check reports to ascertain the creditworthiness of the customer.
- Report all due repayments in the Bank’s Risk Assets.
Requirements
- Minimum of B.Sc. or HND in Accounts, Finance, Economics, Business Administration, Statistics.
- Minimum of 1-year cognate experience as a Credit Risk Officer in a Microfinance Bank
Skills
- Customer relationship management skills.
- Ability to work with little or no supervision.
- Problem Solving, Critical reasoning, detail-oriented.
- Excellent verbal, presentation, and writing skills.
How to Apply
Interested and qualified candidates should apply by using the “Apply Now” button below and clearly indicating the Job Title in the provided message box.
Note: Only qualified candidates will be shortlisted
Application Deadline 12th November 2021
support@jobberpage.com